Requests for access to credit by foreign citizens are increasingly frequent. Wondering how to obtain loans for foreigners is therefore a very important issue in the credit market. There are many references in this regard and linked to different credit institutions.
Cream Bank: here are the loan proposals for foreigners
How to get loans for foreigners? Referring to credit services such as Cream Bank, which presents an entire section of the site dedicated to the needs of foreign citizens who need access to credit.
A useful example of this is Credit personal loan. This product, for which there is no obligation to present a voucher for the expenses incurred with the amount requested, allows access to a maximum sum of $ 75,000. The amortization plan can last up to 120 months and, in case of difficulty, it is possible to act on the sustainability of the plan by moving two installments at the end of the repayment period.
Loans to foreigners at the post office: Special Cash partial Pay
As already mentioned, the answers to the question of obtaining loans for foreigners are many. One of these concerns postal products and in particular the Special Cash partial Pay loan. This proposal is characterized by the possibility of accessing three income brackets, equal to $ 750, $ 1,000 and $ 1,500 respectively.
Special Cash partial Pay: information on the repayment duration and costs
We continue to talk about how to obtain loans for foreigners by going into detail on the features of Special Cash partial Pay. In this case we are talking about a different maximum refund depending on the group chosen. For the $ 750 loan, the amortization plan can last up to 15 months, while in the case of the $ 1,000 loan, it refers to a maximum duration of 20 months.
For the 1,500 loan, however, an amortization plan that can go up to 24 months. This loan features a fixed stamp duty of $ 14.62, a one-off stamp duty of $ 1.81 and monthly fixed commissions that start at $ 4.50 for the 15-month loan and arrive $ 9 for the income bracket which, instead, provides for a repayment of 24 months.
Requirements for the Special Cash partial Pay loan
We conclude this guide dedicated to those who want to know how to obtain loans for foreigners by specifying the requirements for access to Special Cash partial Pay. To request it, you must be aged between 18 and 70 and hold a prepaid Poste Pay card, on which the monthly installments will be charged and the amount requested will be credited.